Requirements:
DSCR Ratio (Gross Rent / Mortgage): >= 1 for best terms,<1 eligible with higher down payment.Credit Score: No US credit needed.LTV Ratio Up to 75% for Purchase and Rate/Term Refinance, Up to 70% for Cash Out Refinance.Requirements:
Requirements:
Requirements:
Absolutely. There are no nationwide restrictions preventing foreign nationals from owning property, and HomeAbroad offers many financing options that do not require a US visa or residency.
We streamline the entire process—from AI-powered property searches and connecting with real estate agents to arranging US LLC formation, opening a U.S. bank account, and securing mortgages—making it easier for foreign nationals to invest with confidence.
Yes, global real estate investors can buy property in the US without a Social Security Number (SSN) or US Credit Score.
Forming a US LLC can offer liability protection and tax benefits, but it is not always required. HomeAbroad can advise you on whether it’s the right choice and assist with setup if needed.
Not necessarily. We offer RON (Remote Online Notarization) closing, where you can close online with a notary. For certain loan programs, you might have to visit US embassy or use Apostille Notary if you don’t plan to come to the U.S. for closing.
Yes, foreign investors can obtain a US mortgage without a US credit history. HomeAbroad offers specialized foreign national mortgages tailored for foreign nationals without a US credit history.
Yes, you will require a US bank account as part of the mortgage process to set up automatic mortgage payments. HomeAbroad can help you open one as part of our one-stop solution, ensuring hassle-free transactions.
